P2PIncome Shines a Spotlight on the Best Platforms
Are you interested in a platform with specific features? Are you only looking to invest in certain types of loans?
In this ongoing series of articles, P2PIncome shines a spotlight on specific features and loan types, and the platforms offering them. The Features section provides insights into the platforms offering things like auto-invest, a mobile app, or a buy-back guarantee. Loan Types focuses on specific things like car loans, wedding loans, or bridge loans, as well as investment types, such as crypto or low-minimum investments. You'll also find articles dedicated to a specific platform, such as an interview or feature assessment.
Award-Winning P2P Lending Platforms
The Envelope Please!
A site with proper bona fides gives us a sense of security. We are more likely to trust sites awarded by the industry, so P2PIncome's financial experts are here to recommend these award-winning peer-to-peer lending platforms.
Read ArticleP2P Lending Platforms and Charity
"It's not how much we give, but how much love we put into giving."
—Mother Teresa
Many Peer-to-Peer lending platforms around the world donate large amounts of money to charity. Read here about our analysis of donations of time and resources made by EstateGuru, Kiva, and PeerBerry.
Read ArticleThe Best Peer-to-Peer Lending Platform for Indie-Film Production
Investing in Film Production
P2PIncome's financial experts review a peer-to-peer site with a passion for film and a history of successful production funding. This site helps up-and-coming directors film their projects, and you can invest in the process and profit from the interest and even from royalties.
Read ArticleTop 5 P2P Lending Sites Like Mintos
There's Value in Diversification
Diversification is key to reducing overall risk variance. By utilizing several p2p platforms you widen the net and make yourself less susceptible to major loss. P2PIncome's financial experts provide a list of sites like Mintos to add to your portfolio.
Read ArticleBest Sites for Business Loans
"Business opportunities are like buses, there’s always another one coming."
—Richard Branson
Peer-to-Peer business lending has proven to be a reliable method of lending capital. Businesses come with a lot of perks that result in great investment gains. Read more about how a peer-to-peer business lending venture can benefit your portfolio.
Read ArticlePeer-to-Peer Lending and The Covid Test
Crisis Averted?
The Coronavirus pandemic tossed the world into a state of panic and chaos. Many businesses were ill-equipped to endure the recession. But those that survived, solidified their position as industry leaders. Read this blog to find out which peer-to-peer lending platforms performed best during Covid19.
Read ArticleThe Peer-to-Peer Lending Sites with the Best User Interfaces
P2P Investing Made Easy
A well-designed user interface can make the p2p investment experience much simpler and more enjoyable. P2PIncome's financial experts have taken the time to study numerous sites, and in this blog we provide our assessment of the sites with the best user interfaces, and explain what makes them our top choices.
Read ArticleTop 5 Regulated P2P-Lending Platforms
A Well-Regulated Platform Being Necessary...
Does peer-to-peer lending need regulation in order to thrive and be a relevant asset class? Would regulation unnecessarily complicate the market? Read more about why regulation is important for the platform and the investor.
Read ArticleInvest in Renovation Loans on These Top-Tier P2P Sites
"Buy land! They're not making it anymore."
—Mark Twain
Land is a finite resource, and developed land is one of the very best sources of passive income. Investing in renovation has a lot of pluses, including the security of a collateralized loan and the potential for perpetual revenues. Find out which peer-to-peer lending platforms offer the best investment opportunities in real-estate development and renovation.
Read ArticleBest P2P Sites for Big Investements
"A nickle ain't worth a dime anymore!"
—Yogi Berra
Peer-to-Peer lending started with the purpose of micro financing projects. However, investors quickly realized that regardless of their income status, p2p lending was a great addition to a diversified portfolio. Investors with large amounts of capital were particularly attracted to the diverse marketplace and reduced fees. In this article, P2PIncome's experts discuss the best platforms for investors with deep pockets.
Read ArticleSmall Minimum Deposit Sites
"A journey of a thousand miles begins with a single step."
—Lao Tzu
Individuals with limited capital can take their first steps toward financial freedom by investing on peer-to-peer lending sites that have low minimum deposits. Rather than waiting for the "perfect time" to start investing, take a look at this article, which covers the platforms P2PIncome recommends for investors on a tight budget. Some of them let you get started with as little a 10 euro.
Read ArticleTop 8 Crypto Lenders
"Bitcoin is technological tour de force."
—Bill Gates
Bitcoins and cryptocurrencies are all the excitement these days and with good reason. Read this to learn what it is that makes cryptocurrencies such fascinating financial tools.
Read ArticleFour Environmentally Conscious P2P Lending Sites
Eco-Friendly Investment Opportunities
P2PIncome understands there's more to life than turning a profit. In this article, we look at four peer-to-peer lending companies looking to make a positive change in the world by promoting eco-friendly policies and green projects.
Read ArticleGetting to Know PeerBerry
Meet the CEO of PeerBerry
The financial experts at P2Pincome interview PeerBerry's CEO Arunas Lekavicius. We ask him the questions you need answered. Arunas lets us know what innovations he's introduced at PeerBerry, and how you can make money investing in peer-to-peer lending via his platform. He also provides us with his insights on the current state of the market and what PeerBerry has in store for investors in 2022.
Read ArticleGetting to Know Reinvest24
Meet the CEO of Reinvest24
P2PIncome interviews Reinvest24's CEO Tanel Orro. We asked him the questions you need answered, so you can determine whether Reinvest24 is the right real-estate crowdfunding platform for your portfolio. Tanel also provides us with his insights on the current state of the market and the future of peer-to-peer lending.
Read ArticleP2P Lending With Trusted Platforms
Trust and Ye Shall Receive
Defaults are the biggest threat to a loan-based investment portfolio. When a borrower fails to pay back a loan, not only does the investor lose interest earnings, but principle as well. For that reason, it's important to invest on platforms with low default rates. To learn more about the most trusted p2p lending platforms on the market, read this detailed guide.
Read ArticleInvesting on Platforms With Low Fees
The Best Things in Life Are Free
There are many p2p lending and investment platforms with low fees, and even a few with no fees at all. It's obvious that such platforms are attractive to investors, particularly those with limited capital looking to maximize returns. To learn more about the top peer-to-peer lending platforms with low (or no) fees, take at look at this detailed post.
Read ArticleP2P Lending For Low-Risk Investors
Always Consider Risk Tolerance
Are you a risk averse investor? This guide will illustrate the top platforms that cater to investors who want to take as little risk as possible. October, PeerBerry, Reinvest24 and Swaper are great platforms that strive to be easy, risk free investment services.
Read ArticleMintos Default Management
Choosing the Correct Default Settings
P2P Lending websites are incredibly transparent. Part of that transparency includes how these P2P companies conduct fund recoveries for investors! Learn about Mintos and their success and failures in risk management and fund recovery.
Read ArticleMintos or PeerBerry?
Who Will Reign Supreme?
Mintos and PeerBerry are considered Europes two best platforms. In this guide we compare and contrast PeerBerry's and Mintos' strengths and weaknesses.
Read ArticleP2P Lending | Bonus Programs
Give as Good as You Get
When choosing a peer-to-peer lending platform on which to invest, you should consider what they offer you in return for your patronage. P2PIncome's financial experts have located several sites that offer sign-up bonuses and friend-referral bonuses, and offer loyalty programs that maximize the power of your investments. Read more to discover which P2P bonus programs are right for you.
Read ArticleBest P2P Platforms Per Market Size
Sizing Up the Top P2P Platforms
Does size always matter? Many platforms have non-stop action on their exchanges and new loans listed daily. But is the size of the marketplace what determines a platform's success? Find out for yourself, in this guide to understanding whether or not size matters.
Read ArticleP2P Lending With Revolut
A Revolut-ionary Approach to Online Banking
Many peer-to-peer lending companies operate with a native currency and accept only local bank card transactions. Revolut brings down those barriers and allows people from all over the world to invest in any local currency at zero additional cost.
Read ArticleUtilizing Digital Wallets on Peer-to-Peer Lending Platforms
P2P In Your Pocket
Digital wallets are a great way to move funds on the internet without putting all your money at risk. P2PIncome's financial experts review 3 online banking platforms with 24/7 service, low fees, numerous currencies and cryptocurrencies, savings programs, and world-class customer service.
Read ArticlePeerberry or Swaper?
Loan Originators Versus Proprietary Lending
A side-by-side comparison of peer-to-peer lending platforms PeerBerry and Swaper leads us to a clear winner. We consider several factors, including sustainability, transparency, marketplace, default rates, and expected returns. Which site is better and why? Read our article to find out.
Read ArticlePeer-to-Peer Lending with Wise
A Wise Way to Invest in P2P-Lending
Wise is a great FinTech application that can improve your daily financial decisions. It's particularly useful for peer-to-peer lending, as it facilitates cost-friendly deposits and provides easy access to your funds no matter where you are. If you're looking for an easy-to-use app for your financial processes, consider making a Wise decision.
Read ArticleReinvest24 or Rendity?
Clash of the Real-Estate Titans
Reinvest24 and Rendity are two of the very best real-estate crowdfunding sites on the market today. Each site originates and markets carefully assessed real-estate development projects from which investors can earn interest payments, rental dividends, and capital gains. Read more and discover which of these two top-class platforms is best for you.
Read ArticleSites With a Buyback Guarantee
Enjoy Interest Payments or Your Money Back
Buyback guarantees are all the hype in Peer-to-Peer lending. Explore what a buyback guarantee means, how it applies to specific platforms and what the pros and cons are in this blog.
Read ArticleP2P Lending For Consumer Loans
The Booming Consumer-Loan Market
Learn more about why unsecured consumer loans are a booming industry in the peer-to-peer lending market. Unsecured consumer loans can be requested for purposes such as: weddings, car loans, renovation loans and birthday parties.
Read ArticleInvesting in High Liquidity P2P Lending Sites
"Liquidity equals freedom."
—Hendrith Vanlon Smith Jr.
Liquidity is one of the main reasons investors enjoying using peer-to-peer lending. Stocks, real estate and precious metals are great assets to hold but they cannot be cashed out quickly. This guide investigates which platforms provide the highest degrees of liquidity.
Read ArticleBest P2P Platforms for Manual Investing
Sometimes You Have to Get Your Hands Dirty
Is manual investing superior to auto-investing? After all, auto-invest tools save time, but do they earn more money? Some platforms believe you're better off getting your hands in the game, rather than relying on the an auto-invest algorithm. Read more, to discover the benefits of manual investing.
Read ArticleP2P Real-Estate and Mortgage-Lending Platforms
"Ninety percent of all millionaires become so through owning real estate."
—Andrew Carnegie
Real Estate has traditionally been an investors asset of choice. Real Estate requires large amounts of capital to purchase with the advent of Peer-to-Peer lending any individual can participate in the safe and profitable market.
Read ArticleInvesting in Peer-to-Peer Development Loans
"The wise young man or wage earner of today invests his money in real estate."
—Andrew Carnegie
Development Loans can be highly profitable avenues for peer-to-peer investors. Discover, in our guide, what makes a Development Loan a profitable, low-risk investment, and how you can get your hands on one.
Read ArticleInvesting in P2P Platforms with Expert Customer Service
"It takes months to find a customer…seconds to lose one."
—Vince Lombardi
Customer support is something you don't care about until you need it and when you do, it becomes everything. Especially on an investment platform where the only reason you'll be contacting support is if your funds are frozen or inaccessible. All of these platforms listed in this guide are quick to respond and accurate with their answers.
Read ArticleBest High-Yield P2P Lending Platforms
Show Me the Money!
When all else is said and done, the goal of investing on peer-to-peer lending platforms is to make money. If you have the risk tolerance to invest on high-yield platforms, this is the article you need to read. Learn about sites like PeerBerry, Reinvest24, Swaper, and EstateGuru, and how you can make good money investing with them.
Read ArticleHow to Use Wise for P2P Lending Transactions
Making Wise Decisions
Wise is a top-tier e-money institution that provides users with a legitimate and licensed European bank account. Users can keep and convert money between numerous currencies, transfer funds to other insitutions, and make international transactions pay with the use of a debit card. Read our detailed article on how you can use Wise to fund your P2P investments on various platforms.
Read ArticleWelfio P2P-Investment Portfolio Management Tool
Welfio - A Brilliant Cross-Platform P2P Tool
Diversification is a crucial aspect of investment, but the more platforms you add, the more difficult it becomes to track and assess investment opportunities. Welfio makes the entire process simple and fast, and in this review we discuss how Welfio can help you manage your portfolio and make better investment decisions.
Read ArticleP2PIncome - Getting to Know the Platforms in Depth
You've read several reviews and other articles, and you're interested in digging even deeper. You want to know which platforms offer which features, which kinds of loans are available, how one site compares to another. P2PIncome's financial experts understand that some investors love to do their due diligence, and in this section we shine a spotlight on features, loan types, and comparisons.
Platform Features
P2PIncome's reviews are intended to provide a detailed assessment of the top peer-to-peer platforms. However, reviews usually focus on a specific platform, rather than a specific feature. What if you're more interested in learning about something like buyback guarantees, mobile apps, or rates of return? That's where the Spotlight-Platform Features comes in. Here you'll find articles that assess the best sites by feature, or discuss one particular attribute of a top site. For example, a review will mention whether a site has received an industry award, but a Spotlight article will discuss several award-winning p2p sites and how they earned that recognition.
Similarly, some platforms have invested a lot of time and money on their mobile app. Those are details mentioned in reviews, but to find an entire piece on the platforms with the best p2p mobile apps, you'll want to browse this section.
There are also articles in this section that help investors learn about the tools of the trade. For example, if you don't want to link your P2P account to your personal bank account, preferring instead to use a secure buffer, you'll want to learn about the best payment services available.
In addition, P2PIncome's financial experts occasionally meet with and interview industry leaders. You'll find those interviews on this page. Learning how the CEO of a major platform strategizes should help you determine whether that's a site that deserves greater attention.
Loan Purpose
Investors looking for specific types of loan opportunities will find many important articles in the section titles Loan Purposes. For example, where do you go when you want to use cryptocurrencies to invest? What is the best site for funding an independent film? Which sites allow you to invest just a few dollars, and which require large investments? The answers to these questions and many others are found herein. You'll also learn about platform policies, such as sites promoting eco-friendly p2p options and supporting local businesses. The saying, "Knowledge is power" most certainly applies to investment. The more informed and deliberate your decisions, the more likely they are to yield profits.
Comparisons
Side-by-side comparisons are a great way to zero in on the very best platform for your needs. It's not always easy to remember the details about a particular site, and even though you leave the review with a sense that this is platform worth considering, the sense of clarity isn't always there. By studying how two sites compare, or which sites serve as good alternatives for a site, you develop a far better sense of where your needs are best met. Comparison pieces always include links to the original reviews, meaning you can reference them at any time. Each comparison provides a verdict, indicating which site the P2PIncome's experts believe best serves the general public. That being said, only you know your exact needs, so only you can make the final decision.